Final step taken to cap interest in payday loan
Nashua Telegraph, NH
Payday loan companies had urged lawmakers to put off this change until July 1, 2009, to give time for a proposed commission that will study short-term loan …

Working Class: Payday Loans Meet Specific Needs
NewDesignWorld (press release), UK
Payday loan statistics reveal: The Working Class Has Found A Solution For Urgent Financial Needs In Payday Loans; Payday Loans Meet Temporary Cash Shortages …

Family First Federal Credit Union to Help Members Avoid Payday …
Business Wire (press release), CA
OREM, Utah–(BUSINESS WIRE)–Family First Federal Credit Union today launched Instacash, a short-term loan designed to assist members who need cash quickly. …

PayDay Loans: When To Resort To Them?
American Chronicle, CA
Obtaining a PayDay Loan is a very easy thing to do. It is not necessary for you to have a high credit score, a good credit history, or to have one at all. …

NDP wants advocate for payday loan borrowers
TheChronicleHerald.ca, Canada
New Democrat MLA Becky Kent wants a consumer advocate appointed to represent payday loanMs. Kent, who put forward a legislative bill Friday that

Money Mart welcomes New Brunswick payday loan law
PR Newswire (press release), NY
Money Mart is a founding member of the Canadian Payday Loan Association (CPLA) that has been working for four years towards provincial regulation of the …

Ohio bill could lower payday loan cap to 28%
Akron Beacon Journal, OH
The bill also would provide increased consumer protection by placing the payday industry under the Consumer Sales Practices Act and the Small Loan Act in …

Payday Lending, Part I: if you have to do it, how to do it
WalletPop, VA
But since I'm admitting I became a payday loan customer earlier this year, I thought I'd give everyone a sense of what to expect if you find yourself in a …

Payday Lending Part II: the state of the industry today
WalletPop, VA
California: Earlier this month, just as they were going to vote on a bill that would have forcedpayday loan stores to cap their annual interest at 36%, …

Payday lending reform should help consumers
Rock Hill Herald, SC
Some say efforts to regulate payday lending strictly is needless government intervention. But it was the government that intervened to legalize these loan …

EDITORIAL: Payday facts and fiction
Trading Markets (press release), CA
Whether the activity is moving Ohio any closer to a better loan product, curbing the predatory aspects of the industry, is not so immediately clear. …

Payday loan clients to share $3M settlement
Toronto Star, Canada
The Cash Store Inc. and Instaloans agree to pay money over interest charges and other feesPayday loan clients of The Cash Store Inc. and Instaloans stand …

Payday loans may be a thing of the past by next year
Portsmouth Herald News, NH
By Patrick Cronin A so-called payday loan helped a local woman get her car back on the road at a time when she was strapped for cash. But a year later, …

Cash till Payday: Cash for Your Short-term Needs
Best Syndication, CA
When you are in such a financial crunch and something drastic happens, you cannot wait for your payday. In such a case, you can apply for a payday loan. …

Don't water down payday lending limits
Greenville News, SC
It also would have prohibited payday lenders from granting a loan to anyone who has had apayday loan in the past seven days. According to a report in The …

Savings Account Payday Loan – Answers To Some Common Questions …
Los Angeles Chronicle, USA - Apr 16, 2008
Savings account payday loan is now seen as a quick solution to urgent financial problems by an increasing number of people. …

How Can A No Fax Payday Loan In Georgia Help A Borrower
Los Angeles Chronicle, USA - Apr 15, 2008
Many people are going in for the no fax payday loan in Georgia. Yes, although the online advance payday cash loan industry is booming in all parts of the US …

VA Gov. Kaine Announces Action on Dogfighting, Payday Loan Bills
MyFox Washington DC, DC - Apr 14, 2008
Neither the payday loan industry nor its critics were entirely happy with legislation extending the amount of time borrowers have to repay the high-interest …

Albuquerque Tribune - amount of state permanent funds that can be invested in New Mexico small businesses - a program that has made micro-loans Studies show some New Mexicans are unfairly targeted by payday lenders. What steps should the state take to crack down on

Davis, Lucas turn up heat in 4th District
Louisville Courier-Journal - Davis supported an alternate plan that would have allowed an annual percentage rate of no more than 20 percent if payday loans were turned into installment loans. That part of his proposal was not successful, though many of his other proposals

Payday loan' bill sets good example for all We owe a lot to the brave men and women who choose to serve in our country's armed forces. And now I'm hoping that one recent measure passed specifically to assist military personnel will serve as a template

Cayman Islands in the Foreign Press
Caymen Net News - MINNEAPOLIS, USA: Minneapolis Star Tribune , October 21, 2006 - People who need quick cash don't have to trek to a payday-loan store anymore. They can just choose from hundreds of companies that deliver instant money over the Internet.

Alternative to payday loans offered in Pa.
Pittsburgh Business Times - Credit Union Association said Thursday it will join the state Treasury Department in offering an alternative to payday loans from the Pennsylvania Department of Banking , Credit Union Better Choice allows consumers to obtain a 90-day, up to $500 loan

Online Payday Loans are becoming such an easy alternative to going to the local Payday Store that Leadpile.com predicts that Online Payday Loan Sales for the remainder of 2006 will break all historic records. Leadpile reports that their surveys indicate that as the Digital Divide becomes smaller, more and more people than ever will demand a fast, easy, and efficient marketplace to receive their Payday Loans.

Andy Jacob, CEO of Leadpile.com says, "Our survey shows that there will continue to be a very competitive atmosphere for Payday Loan providers on the Internet." Jacob adds, "The Online Payday Loan Space is still in its infancy. People want the convenience of the internet for this transaction, and they apparently, want it now."

The Salt Lake County Council is starting to take a stand against the check-cashing industry. The council voted Tuesday to begin developing an ordinance to cap the number of payday-loan businesses in unincorporated areas of the county.

Payday loan firms feeling the pinch 
With Michigan's economy in the tank — thousands of unemployed factory workers and underemployed service workers are looking for jobs and many people are struggling to pay their bills — you might expect business to be booming at payday loan centers.

CHNW: Signs A MOU to Acquire a Customer Service Call Centre 
Cash Now Corporation (CHNWK) announced that it has executed an MOU to acquire a customer service call centre to service its inbound payday loan and software license sales inquiries.

First Cash Reports Third Quarter Earnings of $0.25; Up 32% Over Prior Year 
ARLINGTON, Texas—-First Cash Financial Services, Inc. today announced record-setting third quarter revenues, net income and earnings per share for the three months ended September 30, 2006.

People that need money can just choose from hundreds of businesses that deliver instant money over the Internet. There are web-based lenders are promising fast aid for financial emergencies. But credit counselors say the Internet operators, a new part of a $25 billion lending marketplace, are bypassing state laws on payday loans and leading thousands of Minnesotans into deeper financial trouble.

Payday loans are small and short-term, aimed at borrowers who need cash between paychecks. Minnesota law limits payday loans to $350 and caps the interest rate at about 200 percent annually, or $23 on a loan of $300. The law also prohibits lenders from rolling over loans. If the borrower doesn't pay back the loan in two weeks, the lender takes the next interest payment straight from the bank account.

Denver Post - In defense of the payday loan industry Re: "Not making it from payday to payday," Oct. 8 editorial. The payday advance industry exists because we offer customers a convenient service that can be more desirable than their alternatives. Although

Eric Kinney, President
PRWeb - From Home Mortgages to Payday Loans - Lending Scams Are On The Rise Loan fraud and lending scams have increased significantly in the areas of finance. Almost every type of loan industry now has its share of shady lenders. - 2005-09-30 You Need Never

Payday loans: Bad for soldiers and bad for you
Fort Lauderdale Sun-Sentinel - What's a payday loan? If you don't know, consider yourself fortunate. Payday loans are small, short-term, high-interest-rate loans, typically of a few hundred dollars. They go by a variety of other names: cash advance loans, check advance loans, post

Jonesboro, AR — Brandi Hodges Reports
Kait 8 - For the 4 th consecutive year walkers and runners lined Craighead Forest Park prepared to take part in the K8 8K. With news of the Jonesboro Public School Board passing the magnet school plan Tuesday night, many parents, students and teachers are